Established Farmers Insurance Agency - Northwest Houston

Established in 2018 and built by an owner with more than twenty years in the insurance industry, this Farmers Insurance agency serves as one of the fast-growing in northwest Houston suburbs. The agency qualified for the Farmers Toppers Club in both 2024 and 2025. The book of business is diversified across personal and commercial lines, with homeowners the largest line, followed by auto, specialty auto, flood, umbrella and business insurance. Total written premium was approximately $2.1 million in the prior year and $1.83 million through August 2026, with an 85% premium retention ratio. Commission revenue from Farmers was about $270,000 in 2024 and $252,000 in 2025. The agency runs from a 1,550 sq. ft. office with two full-time hourly staff handling service and renewals, and is operated on a partially absentee basis. Furniture, fixtures and equipment of approximately $25,000 are included. The current lease runs through December 2026; the landlord has offered a new lease, and the agency could also relocate. Farmers Insurance is a captive carrier, so the buyer will need to be approved and appointed by Farmers as the successor agent. The seller will support that transition, including introductions to Farmers district leadership. Growth: the owner's health has prevented hiring and retaining sales producers, which is the main lever for growing an agency. A buyer who can recruit producers or sell personally steps into an established office, trained staff, carrier relationship and renewal base. Profit and loss statements and the Farmers premium report are available to qualified buyers after a signed NDA, providing existing license status, and verifiable funds.