Established Health Insurance Book | Recurring Commissions

This opportunity represents a turnkey acquisition of an established Medicare and individual health insurance book generating recurring, carrier paid commissions and continuous referrals from a long tenured client base. The portfolio manages more than $8.4 million in annual premium and benefits from an exceptionally strong 90%+ client retention rate driven by relationship based service and organic referrals. The client mix includes both Medicare and ACA Individual policyholders as well as a few small employer groups, with ACA members creating a natural Medicare age in pipeline for ongoing growth. The business operates fully remote through phone based consultations and maintains carrier appointments across Washington and Oregon, offering broad plan access and efficient renewal processes. This is an excellent fit for a licensed agent or agency seeking stable, increasing recurring revenue, high retention, continuous referrals and built in Medicare expansion opportunities. Key Highlights: Projected Commission Earnings 2026: $260,000+ Referral-Based growth (No marketing spend) Untapped Cross-Selling Ancillary Opportunities: Indemnity, Critical Illness, Accident etc. ACA Client Base Creating Medicare Sales Pipeline Recurring Carrier Paid Commissions with consistent year over year growth Home-Based/Fully Remote Operation $8.4M+ Premium Under Management 90%+ Client Retention 28+ Years’ Industry Experience Independent Since 2008