BizScout | Find Better Off-Market SMB Deals

Buying Power Calculator

Estimate your buying power based on your financials and financing options

Current assets

Cash Available

What is Cash Available

Monthly Debt Payments

What is Monthly Debt Payments

Select Credit Score

Business Basics

Annual Profit

What is Annual Profit

Total Assets

What is Total Assets

I'll cover broker fees

Broker Fees %

What is Broker Fees

Financing Options

I'll need a loan to finance the business

Loan Term

What is Loan Term

Collateral Percentage %

What is Collateral Percentage

Select Risk Comfort Level

The seller will finance a portion of the purchase

Seller Finances %

What is Seller Finances

Inflation Rate

Inflation Rate %

What is Inflation Rate

Buying Power Estimate

$412,500

Debt Capacity Report

Interest Rate

5.00%

Real Interest Rate

2.00%

Annual Profit

Base Profit: $120,000

$131,356

Max Debt Service

$179,035

Loan Amount

$1,158,711

Collateral Loan Amount

$180,000

Total Debt Capacity

$180,000

Business Worth

$360,000

Broker Fees

$36,000

Total Estimated Cost

$396,000

Buying Power Report

Gap Ratio

Total Cost: $396,000

1.04x

Debt Burden

23.83%

Collateral Coverage

643.73%

Existing Debt Load

15.00%

Monthly Loan Payment

$2,383

Collateral Required

$300,000

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Net Working Capital Calculator

Exit Value Calculator

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